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 Post subject: Re: Insurance on the track?
 Post Posted: Tue Jan 26, 2010 9:42 pm 
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Joined: Wed Apr 22, 2009 1:27 pm
Posts: 3474
Current TrackWhore(s):
Bike/Plate #: 369
I'm going to double check with my Highmark policy, I may get a supliment. Shit happens and that sort of shit is really expensive if your primary policy weasels out on you.

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 Post subject: Re: Insurance on the track?
 Post Posted: Tue Jan 26, 2010 9:47 pm 
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'Ho Proper
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Joined: Thu Sep 10, 2009 5:58 pm
Posts: 243
Location: york, pa
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yea i thought it was high as well. but i would only use this for an emergency. I have health insurance through my dad for everything else.


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 Post subject: Re: Insurance on the track?
 Post Posted: Tue Jan 26, 2010 9:51 pm 
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'Ho Proper
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Joined: Sun Dec 20, 2009 1:22 am
Posts: 86
Location: Da northland. Yah.
Current TrackWhore(s):
Bike/Plate #: 914
I keep asking mine to ensure I'm covered for medical on the track and he keeps saying I am. When I insured both the dirtbikes and the R1, I specifically asked him to make sure it was possible. It took him a few days, but he got all the answer I needed.


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 Post subject: Re: Insurance on the track?
 Post Posted: Tue Jan 26, 2010 10:35 pm 
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lil'Ho
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Joined: Thu Nov 26, 2009 11:18 am
Posts: 9
Location: Amarillo, Tx
Current TrackWhore(s):
Bike/Plate #: 0
aw, I thought it was for the bike :sad:
I could care less about me haha

I made sure my insurance covers all the stupid crazy crap I get myself into


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 Post subject: Re: Insurance on the track?
 Post Posted: Tue Jan 26, 2010 10:56 pm 
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'Ho Proper
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Joined: Sun Dec 20, 2009 1:22 am
Posts: 86
Location: Da northland. Yah.
Current TrackWhore(s):
Bike/Plate #: 914
It is about the bike, and myself. I have comprehensive on the bikes (no collision as they're all not street legal). However, I only got comp for in case they're lost/stolen/damaged off the track. If it's damage from my own dumb :moon: going down on the track, then I'm paying for it out of pocket.

I also made sure that I have a medical rider for in case I get injured while riding. Not all companies have this and most of the ones that do, you have to specifically request it. Even if it's a road legal bike.


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 Post subject: Re: Insurance on the track?
 Post Posted: Thu Jun 03, 2010 7:47 pm 
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'Ho Proper
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Joined: Tue Nov 10, 2009 11:41 pm
Posts: 70
Location: Morris County NJ
Current TrackWhore(s):
Bike/Plate #: 0
OK - so I'm wondering about Health Ins. coverage.

For example, let's say the following.

Someone get's injured in a track day crash. The bike is not insured as it is for track use only. What is the situation with claims filed against the persons health insurance policy? Can anyone offer an opinion on if these would be covered or how/where to check?

Just wondering.


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 Post subject: Re: Insurance on the track?
 Post Posted: Sun Jul 11, 2010 11:19 pm 
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'Ho Proper
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Joined: Sun Dec 20, 2009 1:22 am
Posts: 86
Location: Da northland. Yah.
Current TrackWhore(s):
Bike/Plate #: 914


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 Post subject: Re: Insurance on the track?
 Post Posted: Sun Jul 11, 2010 11:23 pm 
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Site Admin
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Joined: Wed Apr 22, 2009 1:27 pm
Posts: 3474
Current TrackWhore(s):
Bike/Plate #: 369
Highmark claims that I'm covered - or at least that's what my rep told me. Hope to not find out..

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